The best way to reduce stress and overwhelm around credit card debt is to simply stop avoiding it.

No more hiding or ignoring. Quit pretending it’s not there. Bring it all out into the light so that you can be free.

Here’s a simple, low-tech plan of action I use with my clients to eliminate credit card debt.

December tends to be the most stressful, busiest month of the year. It's the time when we're torn between our personal commitments and priorities and going hard at work to finish strong on the year's goals, projects, and sales.

And while we may really want it to be the most wonderful time of the year, our to-do lists overflow with expectations and obligations, causing time stress, overwhelm, and frustration.