The best way to reduce stress and overwhelm around credit card debt is to simply stop avoiding it.

No more hiding or ignoring. Quit pretending it’s not there. Bring it all out into the light so that you can be free.

Here’s a simple, low-tech plan of action I use with my clients to eliminate credit card debt.

A year ago, I quit my job, sold a bunch of my stuff, and moved to Panama. What was, by far, the hardest decision of my life was also unbelievably liberating.

My husband and I were ready for professional changes. We dreamed of launching our own ventures, but couldn’t afford to live in our hometown and not get paid.